Mortgage brokers in Sydney

Sydney borrowers may need help comparing lenders, structuring a refinance or working through a specialised application. Prioritise clear loan comparisons, transparent fees and support that continues from pre-approval through settlement.

Broker services range from first-home and investment lending to construction, commercial, SMSF, medical, legal, self-employed and non-resident finance. Calculators, digital applications and ongoing rate reviews may also matter when choosing support.

XIN Mortgage, Sydney
Our pick

XIN Mortgage

5.0Excellent951 reviews
  • Commercial and SMSF case focus
  • Borrowing and cost calculators
  • Ongoing loan-care approach

Worth a call for: Homeowners, property investors and SMSF borrowers

The top 5, side by side

Highlighted: the best figure in each column.

#BusinessRatingReviewsWorth a call forCommercial loansSelf-employedView profile
11. XIN MortgageOur pick5.0951Homeowners, property investors and SMSF borrowersYesYesSee in the list
22. MortgageWorks5.0555Buyers, investors and businesses comparing property financeYesYesSee in the list
33. Australian Financial & Mortgage Solutions5.0541Sydney first-home buyers and medical professionalsNoNoSee in the list
44. Black and White Finance5.0490Sydney home buyers and property investorsNoNoSee in the list
55. Insight Property Finance5.0425Sydney home buyers, investors and complex borrowersNoYesSee in the list

Compare 27 mortgage brokers in Sydney

27 results

XIN Mortgage, Sydney
Our pick

XIN Mortgage

Suite 502, Level 5/80 Mount St, North Sydney NSW 2060, Australia
  • Commercial loans
  • Self-employed

Home loans, refinancing and commercial lending are arranged by XIN Mortgage for homeowners, investors and first-time borrowers. The business also supports SMSF finance and provides calculators for borrowing power, stamp duty and buying and selling costs.

XIN Mortgage explains loan choices to first-time borrowers and develops lending strategies for more experienced borrowers seeking investment funds or other purposes. The wider XIN service includes wealth and financial planning support, with access to legal, accounting, taxation and insurance services for clients seeking broader investment coordination. Ongoing reviews can reassess loan structure and longer-term financial goals.

  • Commercial and SMSF case focus
  • Borrowing and cost calculators
  • Ongoing loan-care approach

Worth a call for: Homeowners, property investors and SMSF borrowers

5.0Excellent951 reviews
MortgageWorks, Sydney

MortgageWorks

Suite 702/418A Elizabeth St, Surry Hills NSW 2010, Australia
  • Commercial loans
  • Self-employed

MortgageWorks helps Australians arrange residential and commercial mortgages, including investment, business and bridging loans. Its lending service suits buyers, property investors and businesses comparing finance for a purchase, refinance or development. The team can also help explore a bridging loan when a new property must be bought before an existing one is sold.

MortgageWorks provides calculators for borrowing power, repayments and buying and selling costs, helping applicants examine their position before applying. Its process is designed to clarify loan documentation and terminology while keeping an application moving. The firm services Australia and has team experience spanning more than 20 years, with SMSF investment lending also supported.

  • Residential and commercial mortgage specialists
  • Bridging loan guidance
  • Borrowing and purchase cost calculators

Worth a call for: Buyers, investors and businesses comparing property finance

5.0Excellent555 reviews
Australian Financial & Mortgage Solutions, Sydney

Australian Financial & Mortgage Solutions

Level 14/5 Martin Pl, Sydney NSW 2000, Australia

First-home buyers, property investors, refinancers, doctors and existing homeowners can compare home loan options through Australian Financial & Mortgage Solutions. The Sydney mortgage broker compares more than 30 lenders and helps with pre-approval.

The business also arranges refinance and investment property lending. Eligible doctors and other medical professionals may access specialist packages with lender mortgage insurance waived in qualifying cases. The service includes support with deposits and government schemes and is offered at no cost to borrowers. 30+ lenders compared is central to the broker’s home loan process.

  • 30+ lenders compared
  • Specialist medico loan packages

Worth a call for: Sydney first-home buyers and medical professionals

5.0Excellent541 reviews
Black and White Finance, Sydney

Black and White Finance

Suite 404/65 York St, Sydney NSW 2000, Australia

Home loans, refinancing, investment lending and construction finance are arranged by Black and White Finance, with access to more than 30 lenders and banks. The Sydney brokerage also lists first-home buyer loans, medical professional loans and low-deposit lending, supporting borrowers with different employment and property goals.

The team explains loan options and manages the application process, including document collection and lender presentation. It can work with clients anywhere in Australia using digital platforms, while remaining Sydney specialists. Its service is typically free because lenders pay the brokerage, although a fee may apply in rare circumstances and is discussed early.

  • Access to 30+ lenders
  • Construction and medical loans
  • Digital service across Australia

Worth a call for: Sydney home buyers and property investors

5.0Excellent490 reviews
Insight Property Finance, Sydney

Insight Property Finance

Ste 703, Level 7/155 King St, Sydney NSW 2000, Australia
  • Self-employed

Home buyers, investors and property owners can use Insight Property Finance for home loans, refinancing and business finance. The Sydney mortgage broker compares options across a panel of more than 30 lenders, considering each client’s financial position, goals and loan structure rather than applying a single approach.

The team supports applications from first enquiry through settlement and beyond, with calculators for borrowing power and property planning. Its lending scope also includes complex situations involving multi-property portfolios, loan restructures and equity release. The service comes at no direct cost to the borrower, with lender remuneration disclosed.

  • Panel of more than 30 lenders
  • Complex lending support
  • Ongoing rate reviews

Worth a call for: Sydney home buyers, investors and complex borrowers

5.0Excellent425 reviews
Atelier Wealth Mortgage Brokers, Sydney

Atelier Wealth Mortgage Brokers

Ste 13, Level 6/70 Pitt St, Sydney NSW 2000, Australia
  • Commercial loans
  • Self-employed

Home loans, refinancing and property finance are the core focus of Atelier Wealth Mortgage Brokers, with guidance for first-home buyers, investors and clients over 60. The Sydney-based broker also handles personal loans and commercial property lending.

Clients can begin with a strategy session, compare loan options and receive support through the application process. Its lending includes investment property, renovation and fixed-rate options. Calculators cover borrowing power, repayments, stamp duty and buying costs. Home loans for over 60s are a dedicated area of guidance, and interstate clients are also supported. SMSF and family trust matters are included in the broader finance work.

  • SMSF and complex lending guidance
  • Free buying-cost calculator

Worth a call for: First-home buyers, investors and borrowers over 60

5.0Excellent397 reviews
Rateseeker, Sydney

Rateseeker

Level 8/171 Clarence St, Sydney NSW 2000, Australia
  • Self-employed

Home buyers, investors and refinancers can compare lending options through Rateseeker, which works across home loans, refinancing and investment loans. Its approach combines broker guidance with comparisons across more than 40 lenders, including major banks, non-bank lenders and specialty lenders for complex scenarios.

The team can help first-home buyers understand grants, schemes and borrowing power, and can assess non-standard credit profiles or refinancing where property values have changed. Rateseeker also provides calculators and guides covering repayments, stamp duty, LMI, selling costs and loan features. The service is offered to Australians.

  • Comparison across 40-plus lenders

Worth a call for: Borrowers comparing home, refinance or investment loans

5.0Excellent369 reviews
Catalyst Advisers, Sydney

Catalyst Advisers

level 4/2 Bligh St, Sydney NSW 2000, Australia
  • Commercial loans
  • Self-employed

Catalyst Advisers arranges residential and commercial lending for property owners, purchasers, investors, SMEs and corporates. Its residential team compares bank and non-bank mortgage options, while commercial lending covers real estate finance and business lending provides customised solutions for business goals.

Catalyst Asset Finance adds equipment and machinery finance, alongside truck, trailer and vehicle finance. The brokerage works with a panel of more than 40 lenders and over 1,000 mortgage options, supporting both first-home buyers and seasoned investors. Its asset finance team can also arrange finance for trade and debtor needs, as well as consumer finance for boats, caravans and motorbikes. Its panel includes more than 40 lenders and 1,000 mortgage options.

  • Residential and commercial lending
  • Equipment and machinery finance
  • More than 1,000 mortgage options

Worth a call for: Property-focused investors, businesses and corporates

5.0Excellent345 reviews
BYRONS Lending, Sydney

BYRONS Lending

Level 18/570 George St, Sydney NSW 2000, Australia

BYRONS Lending compares home loans, refinancing and commercial finance across more than 60 lenders. Its advisers support first-home buyers and property investors, reviewing borrowing capacity and loan structure rather than focusing on rate alone.

The business also assists with equity release, pre-approval and bridging loans, as well as construction and SMSF property finance. Its lending support continues through application and settlement. A free initial loan review can help identify whether repricing or refinancing is worth considering for the borrower’s circumstances. BYRONS Lending suits people seeking residential finance, commercial options or a careful review of an existing home loan.

  • Access to 60+ lenders
  • Whole-loan cost comparisons

Worth a call for: Borrowers comparing home, investment or commercial finance

5.0Excellent335 reviews
Strategic Brokers, Sydney

Strategic Brokers

level 12/255 Pitt St, Sydney NSW 2000, Australia
  • Self-employed

Strategic Brokers arranges home loans, refinancing and investment loans for borrowers in Sydney and across Australia. The team also works with expats, medical professionals, self-employed borrowers and complex lending scenarios.

Its finance strategists compare options across more than 40 lenders and can assist overseas buyers investing in Australian property. The team handles application requirements and offers ongoing support after settlement for refinancing and future purchases. More than 40 lenders are considered for borrowers whose circumstances may not fit a standard bank application.

  • 40+ lender policies
  • Expat and medical professional loans
  • Post-settlement lending support

Worth a call for: Investors and borrowers with complex lending needs

5.0Excellent321 reviews

Map of mortgage brokers across Sydney

Check the map to see which options are closest and which areas they cover.

Frequent questions

How much do mortgage brokers charge in Sydney?

Many Sydney brokers state that lenders pay their remuneration, so standard home-loan advice is often free to the borrower. Fees may apply for complex, commercial, business or specialist lending, and some brokers disclose or agree those charges before work begins.

Can Sydney mortgage brokers help with refinancing?

Yes. Refinancing services commonly include comparing rates, fees, loan structures and switching costs, then managing paperwork and lender communication. Some brokers also review existing loans after settlement or assess equity release and debt consolidation.

Which Sydney brokers help self-employed borrowers?

Several do, with services tailored to business owners, entrepreneurs and applicants with complex income. Support may include packaging tax records and business information, comparing specialist lenders and arranging residential, commercial or investment finance.

Can a Sydney mortgage broker arrange a non-resident loan?

Some brokers handle non-resident and expat lending, including property finance for foreign investors or Australians overseas. Eligibility depends on the applicant, lender and circumstances, so the broker will assess the application requirements before recommending an option.

Mortgage brokers in other places in New South Wales

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