Mortgage brokers in Cairns

Cairns borrowers may be preparing for a first home, refinancing, buying an investment property or arranging business finance. Look for clear borrowing guidance and application support that continues through approval and settlement. Some brokers also help with off-the-plan purchases, construction, SMSF lending, equipment finance or unusual circumstances.

Fairway Lending Solutions, Cairns
Our pick

Fairway Lending Solutions

5.0Excellent158 reviews
  • Support after settlement
  • Regional Queensland home purchases
  • Step-by-step loan guidance

Worth a call for: First-home buyers and refinancers

The top 5, side by side

Highlighted: the best figure in each column.

#BusinessRatingReviewsWorth a call forInvestment loansSelf-employedView profile
11. Fairway Lending SolutionsOur pick5.0158First-home buyers and refinancersNoYesSee in the list
22. Mortgage Choice Earlville - Aaron Latter5.0139First-home buyers and refinancing borrowersNoYesSee in the list
33. Nick Barr5.0135First-home buyers and homeowners reviewing financeYesYesSee in the list
44. Eakins Finance & Insurance5.0116First-home buyers, retirees and refinancersYesNoSee in the list
55. Ibessa Finance5.0108First home buyers needing clear loan guidanceNoNoSee in the list

Compare 30 mortgage brokers in Cairns

30 results

Fairway Lending Solutions, Cairns
Our pick

Fairway Lending Solutions

31 McLeod St, Cairns City QLD 4870, Australia
  • Self-employed

Fairway Lending Solutions helps people arrange home loans, refinancing and finance for property purchases. The Cairns-based mortgage broker is suited to first-home buyers who need the loan process explained, as well as existing borrowers returning for another purchase or a refinance.

Phil and Andrew guide applicants through options, questions and the steps from first enquiry to follow-up after settlement. The business has assisted clients buying homes in regional Queensland and moving quickly when a suitable property needed to be secured. Its service is built around clear explanations and responsive support throughout the application.

  • Support after settlement
  • Regional Queensland home purchases
  • Step-by-step loan guidance

Worth a call for: First-home buyers and refinancers

5.0Excellent158 reviews
Mortgage Choice Earlville - Aaron Latter, Cairns

Mortgage Choice Earlville - Aaron Latter

5a/472 Mulgrave Rd, Earlville QLD 4870, Australia
  • Self-employed

Home buyers and borrowers can use Mortgage Choice Earlville - Aaron Latter for guidance through loan applications, refinancing and funding a property purchase. Aaron explains the process clearly, answers questions and helps clients understand their options without making the lending process overwhelming.

The brokerage also assists with consolidating and refinancing home and car loans. Clients are kept informed through the application process, with support covering the practical steps involved in arranging finance and progressing towards settlement.

  • Home and car loan consolidation
  • Clear step-by-step explanations

Worth a call for: First-home buyers and refinancing borrowers

5.0Excellent139 reviews
Nick Barr, Cairns

Nick Barr

Suite 1/155 Mulgrave Rd, Bungalow QLD 4870, Australia
  • Investment loans
  • Self-employed

First-home buyers and homeowners seeking finance can work with Nick Barr on home loans, refinancing and debt management. Based in Cairns, the mortgage broker helps applicants organise information, identify details that may affect approval and understand the steps through to settlement.

Nick Barr also supports existing borrowers when refinancing or reviewing ongoing debt needs. His service is suited to people who want help preparing an application and keeping communication moving between themselves and the lender.

  • Refinancing support
  • Application detail checks

Worth a call for: First-home buyers and homeowners reviewing finance

5.0Excellent135 reviews
Eakins Finance & Insurance, Cairns

Eakins Finance & Insurance

14 Spence St, Cairns City QLD 4870, Australia
  • Investment loans

Eakins Finance & Insurance helps first-home buyers, retirees and existing borrowers arrange or restructure home loans. The Cairns City brokerage supports clients who may be changing lenders, managing multiple loans or needing the lending process explained from the beginning.

The team guides borrowers through each stage, answers questions and coordinates applications while clients are working or living away from the property. Its practical scope includes support with multiple loan changes, alongside explanations suited to borrowers with different financial circumstances.

  • Multiple loan restructuring
  • Step-by-step lending guidance

Worth a call for: First-home buyers, retirees and refinancers

5.0Excellent116 reviews
Ibessa Finance, Cairns

Ibessa Finance

6/111 Spence St, Cairns City QLD 4870, Australia

Ibessa Finance helps people navigate home loans and related financial processes, with step-by-step explanations for borrowers who may find the application unfamiliar. First home buyers can receive guidance through the journey, from understanding the process to moving through the required stages.

The team also supports clients with repeated financial matters and takes time to discuss questions clearly. Its service suits borrowers who value direct communication and want to remain informed while their home loan application progresses.

  • Step-by-step home loan explanations

Worth a call for: First home buyers needing clear loan guidance

5.0Excellent108 reviews
Karen Donato - Green Finance Group Cairns

Karen Donato - Green Finance Group Cairns

9 Doyle St, Bungalow QLD 4870, Australia
  • Commercial loans
  • Investment loans
  • Self-employed

Home, investment and business finance are arranged through Karen Donato - Green Finance Group Cairns. Karen assists borrowers with home purchases and refinancing, while the wider group also works on commercial and equipment funding.

The business has access to more than 60 lenders and hundreds of home loan products for borrowers comparing options. Its work extends to vehicles and equipment, with specialist finance support for hospitality, accommodation and childcare businesses. Karen services Cairns and surrounding suburbs, helping families, investors and business owners structure funding around their goals.

  • Access to over 60 lenders
  • Home, business and equipment finance
  • Hospitality and childcare finance

Worth a call for: Cairns families, investors and business owners

5.0Excellent91 reviews
Loan Market Cairns City

Loan Market Cairns City

47 Moffat St, Cairns North QLD 4870, Australia
  • Self-employed

Loan Market Cairns City helps home buyers work through the lending process, from early plans to finance approval and settlement. The mortgage broker explains loan options clearly and supports clients preparing for a purchase, including first-home buyers attending an auction.

The team can discuss lending choices in relation to future goals and respond to questions during the application. Buyers who need guidance before an auction or through final approval can use the service to approach the process with a clearer understanding of their position.

  • Auction-readiness lending guidance
  • Support through settlement

Worth a call for: First-home buyers preparing for auction or approval

5.0Excellent84 reviews
Horizon Home Loans, Cairns

Horizon Home Loans

122 Sheridan St, Cairns City QLD 4870, Australia
  • Investment loans
  • Self-employed

Home, investment and refinance lending are among the finance needs handled by Horizon Home Loans. The Cairns-based mortgage broker compares options for first-home buyers, property investors, people consolidating debt and businesses seeking finance.

Horizon’s brokers and financial planners assess each borrower’s circumstances and structure an application. The business states that it can compare more than 450 home loans and is associated with major lenders. Its service also extends to commercial and equipment finance, personal insurance and superannuation. This gives borrowers a single point of contact for property lending and related financial planning needs.

  • 450-plus home loans compared
  • Commercial and equipment finance
  • Financial planning support

Worth a call for: Cairns borrowers comparing home or investment loans

5.0Excellent73 reviews
Tania Pocock Finance, Cairns

Tania Pocock Finance

6/61 McLeod St, Cairns City QLD 4870, Australia
  • Investment loans

Tania Pocock Finance helps borrowers compare and arrange home loans for buying, refinancing, investing, renovating and building. The service also covers business loans, asset and equipment finance, invoice finance and working capital finance.

The team narrows down loan options, completes paperwork, manages the application and follows it through to approval. First-home buyers can access guidance on borrowing capacity, deposits and grants, while investors can discuss property finance and buyers considering off-the-plan homes can explore the timing and structure of that purchase.

  • Off-the-plan buying guidance
  • Application management through approval

Worth a call for: First-home buyers, investors and refinancers

5.0Excellent67 reviews
Jimmydee Baker Spittles - Astute Finance Insurance & Wealth, Cairns

Jimmydee Baker Spittles - Astute Finance Insurance & Wealth

136 Mulgrave Rd, Westcourt QLD 4870, Australia

Open 24 hours

  • Investment loans

Home buyers, investors and homeowners considering refinancing can work with Jimmydee Baker Spittles - Astute Finance Insurance & Wealth on mortgage and finance goals. The broker assists with investment property purchases, equity access for renovations, refinancing and pre-approval.

The process includes explaining costs and options in clear terms, keeping clients updated and helping with finance applications. It suits borrowers seeking refinancing and equity access as well as people purchasing their first or next property.

  • Equity access for renovations
  • Investment property finance
  • Pre-approval assistance

Worth a call for: Home buyers, investors and refinancing borrowers

5.0Excellent70 reviews

Map of mortgage brokers across Cairns

Check the map to see which options are closest and which areas they cover.

Frequent questions

Can mortgage brokers in Cairns help after a bank decline?

Yes. Some local brokers assist borrowers whose proposed purchase has been declined by a bank and help explore other lending options. Services may include reviewing the circumstances, explaining possible pathways, preparing paperwork and keeping communication moving through the application.

Do Cairns mortgage brokers offer construction or off-the-plan finance?

Several brokers support construction and off-the-plan purchases. They can explain loan types, deposits, stages and likely costs, manage applications and discuss the timing of building or buying before completion. The exact lending conditions depend on the borrower and lender.

How many lenders can mortgage brokers in Cairns compare?

The stated lender access varies between brokers. Examples include more than 40, 50 or 60 lenders, while one service says it can compare more than 450 home loans. The number of suitable options depends on the borrower’s circumstances and the lending required.

Mortgage brokers in other places in Queensland

Work with people buying or selling a home?

Add your business or enrich its profile with a website, social links and contact details.

Add or manage my business